Considering Travel Insurance for Your Upcoming Trip?

We often get asked whether travel insurance is a necessity when planning a trip. For us, it is one of the most important things you need when traveling and we usually purchase immediately after booking airline or train tickets and make hotel reservations. Whether we are traveling domestically or internationally we always purchase travel insurance. 

It is important to remember that even if your credit card offers travel insurance, it is often minimal coverage or only covers items that were purchased with the credit card. When you are making your decision about what type of travel insurance to purchase, you need to consider the type of trip you are taking so you can ensure that you are covered adequately.

Depending on your trip, you want to ensure that the travel insurance covers:

  • Visits to a doctor and/or hospital whether you are sick or injured during your trip.
  • Whether you have to cancel your trip for personal reasons.
  • If your trip is cancelled by an airline or rail service, does it cover all things that have been pre-purchased or reimburse deposits.
  • If you need to be evacuated from your location.
  • Broken or stolen electronics.
  • Baggage being lost or stolen.
  • Offers various types of plans that suit what you need.

When we travel internationally, we use World Nomads Travel Insurance. They offer comprehensive plans for all types of travel. Fortunately, we have not had to use our travel insurance, but it offers piece of mind for a minimal cost and the expenses it could save. Another reputable travel insurance company, that offers a wide variety of plans, is Visitors Coverage . We have not used them, but we know several people who have.

Regardless of who you choose for your travel insurance, it is definitely a worthwhile investment. We have been fortunate to have not been in a position where we had to use our insurance, but we have heard from so many people who having travel insurance was literally a lifesaver. Whether it was getting a helicopter to fly someone out of the jungle with a broken leg or getting home after a natural disaster, not having to worry about the added expenses that might come into play is well worth the peace of mind that travel insurance provides.

Getting the Most from Your Travel Experiences

There is a saying that travel is its own reward, but there are obviously other reasons for making the decision to travel to different places. Whether for vacation, adventure, a change of scenery, or a trip of a lifetime, people travel to a variety of places every day. For the most part, people are hoping to gain something from their travels, after all it is often quite expensive. We aren’t any different, we also get something in return for traveling to all of the places that we visit. For us, it is learning about the culture, meeting the people, and experimenting with local flavors that are our rewards. We aren’t cultural anthropologists, but we do use many of those concepts when we are on a trip to a foreign country.

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When Our Raft Flipped on the River
Embera Village
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Hiking in the Andes Mountains

We certainly understand the adventure travelers who travel the world looking for different thrills. Whether diving off a reef in the Caribbean, climbing to the top of some of the worlds largest mountains, or trekking through dense forests, there are many different pulse pounding ways to spend your time when traveling. We have definitely had our share of adventures from staying in the Amazon, going down Death Road in Bolivia, climbing to the top of Colorado mountains, white-water rafting, skiing, and ziplining in different jungles. However, for us, it was visiting the indigenous villages and meeting the people that call these places home that have made the most lasting memories.

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Learning About the Ancient Temples in Mahabalipuram
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Our First Ziplining Adventure
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Walking the Streets of Old Town Cairo

No one can blame people who choose to travel for relaxation. There is nothing like sitting on a beach or a mountain resort and not doing much of anything. We take several trips throughout the year and at least one of those is usually just to unwind and let the day-to-day stresses melt away. Just because we are relaxing, though, doesn’t mean that we don’t take time to meet the locals and taste the local foods. Whether in Mexico or on the Spanish Riviera, we like to learn about the people who live near the resorts and make their living by pampering all of the tourists who come to their locations. Often times, many of them have moved from their home towns to earn money and send it back to their families.

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Indigenous Tribe in Napo, Ecuador
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Climbing in Bolivia
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Death Road

Whether traveling to a country where the citizens look similar to yourself or traveling to a place where you stand out amongst the crowds, there is so much to learn from the places that you visit. As much as the world has become smaller with the internet, television, and social media, there is no substitute for spending time in a culture that is different than your own and taking time to understand the people that live there. One of the things that constantly amazes us is when we see tourists in a different country that don’t take time to actually talk to the people who live there, but just wander through taking pictures and acting like it is an exhibit for them to see. In our opinion, those people are missing out on the best part of traveling, absorbing as much about the culture as possible. What is it that drives you to take the time and spend the money to travel to places that are foreign to you?

Helicopter Landing at the Base of the Mountains
Joining in on the Warrior Dance in Kenya
Getting a Sense of the Scale of Aphrodisias in Turkey

Tasting Wine When Traveling

Regardless of where we travel to, we always taste local wines during our time in the country. Sometimes we go on an actual wine tasting tour where we visit several vineyards and taste several of the varieties that they offer. Other times we seek out wine bars that specialize in serving local wines and then try a couple of different wines. Even if we don’t go to anyplace that specializes in wine, we’ll still ask the local restaurants about any wines that they would recommend from the region. We often find that the people that live there are extremely proud of their country’s wine traditions.

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Vineyards in France
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Wine Tasting in Ronda, Spain
Wine Purchased from a Wine Tasting in Strasbourg, France

There are certain obvious places like France, Italy, Spain, and California in the US that not only offer wine tastings and tours, but often target tourists specifically to visit for their wine. However, we have been to many other countries that are not necessarily known for their wine and found that they have a wonderful wine tradition. Places like Peru, Panama, Egypt, Romania, Turkey, Vietnam, Bulgaria, and the Czech Republic all had wonderful selections. Obviously, Germany has many wonderful wines as well.

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Grape Vines at Lorimar Vineyard in California
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Vineyards in Spain
Wine Tasting in Budapest

Another place where we did a wine tasting was in Budapest where we enjoyed a wonderful charcuterie board as well as sampling a variety of wines. The region that we heard the most about for producing excellent wine was Eger, which grows both red and white varieties of wine. As far as red wine from Eger, the Bull’s Blood or Egri Bikaver was really good and came with an interesting back-story. Legend has it that in 1552 a small group of soldiers were drinking wine in preparation for the upcoming siege of Eger and bull’s blood was added to the wine to give them extra strength and stamina. The group was able to successfully beat the larger group of Turks and the legend was born.

Chardonnay and Egri Bikaver
Many Varieties of Local Wine in Budapest
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California Vineyard

What was your favorite location to enjoy a wine tasting?